Sometimes I get bummed out when I think about ‘goal planning’. It just feels like another thing I should really be doing. Another thing that I can use to feel like I’m failing.

But… I also really believe in it. I make all my clients do it. I think it’s the heart of making a space that matters in your money. It just needs some more depth to it.

Here’s how I think about goal setting and financial planning….

In my work, financial coaching is about making 3 dimensional goals, and financial planning is about adding time to that equation and seeing how they stretch out over the years.