THE MORTGAGE FILES – PART TWO: YOU JUST LOVE ME FOR MY CREDIT
** This is part two of a longer story, if you want to understand what’s going on I recommend starting with PART ONE (which is packed full of intensely awesome action), but if understanding isn’t a priority… by all means… read on!**
Everything was falling apart because tax reporting is dumb.
Well, it’s not really dumb (it’s actually pretty logical), but allow me this moment of sulking.
But Mimi isn’t as easily daunted. She wasn’t ready to give up quite yet. She started looking into other possible arrangements, but it was me (after I was done pouting about dumbness) that asked if my numbers could possibly help the situation.
I don’t make a ton of money. I get by, but I’m not making “downpayment money” (still a few too many holes in the old freelancer schedule). But since she only needed a little bit of a boost to get over the line, it was my chance to be a knight in shining armour.
And so we talked about it.
It’s a big decision to go in together on a piece of property, and even though I wasn’t thinking of it as ‘mine’ in any way (it is all her money after all), legally it does end up showing up on both of our financial reports and there’s always enough liability to go around! (more…)
