Listen up (this is really important). I need you to know something about this whole ‘getting good at your money thing’…. you’re still gonna make mistakes. If you’re anything like me… you’re going to make a lot of them. Also crazy expensive things are going to happen to you that are only partially your fault.
But, that doesn’t change when you understand how an RRSP works.
What changes is that AFTER you spend half your rent on something shiny… you have the tools to deal with it… you can make adjustments, you can get back on track, you can figure out what comes next.
I make mistakes all the time, and some of them are really stupid, but I can usually bounce back pretty quickly.
I think that’s something the financial industry doesn’t talk about nearly enough… and I will try to be more honest about my mistakes (and recoveries) in the future.
So in the spirit of that honesty…
Confession: I way overspent in December – like… double what I budgeted.
I’m sure I’m not the only one… and so I decided to make this video to walk you through exactly what I did after overspending.
It takes you inside my actual budget, and shows you the three things that I hope are going to help me bounce back (and avoid repeating my mistake).
I really hope that it’s helpful to go behind the curtain like this.
… oh… and be kind… I’m new at this video thing, and the intro may be one of the dorkiest things that I have ever put on the internet.
If you have any questions feel free to post them in the comments, send me a note, or sign up to chat during my weekly office hours.
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Financial Planner/Opera Singer
Money never came naturally to me. In fact… I was a bit of a disaster. I remember (very clearly) what it feels like to be ‘financially out of control’.
And honestly, I still get stressed about money… that doesn’t stop… the difference is that now I have the tools to deal with that stress.
And those tools are what’s made it possible for me to build a life full of the things I want: art, creativity, travel, family and more.