You Need a Budget…And Maybe Some Donuts

You Need a Budget…And Maybe Some Donuts

My name is Dashon and I’m an opera singer just like Chris. We met after many years of hearing of each other, but, as it often works in the classical singing world, we didn’t meet each other until we were eating meringues together in the heart of Paris. C’est la vie!

I have known Chris’ wife Mireille Asselin, another amazingly accomplished opera singer (seriously, you have got to listen to her amazing voice!) for many years, and she has told me about Chris many times. To meet up with friends, old and new, is always a joy! Between bites of stuffing our faces with lovely food, we started to talk about our projects. As much as we love music, when you’re in “the biz,” it’s also great to share what gets you excited about the world outside of the arts, as well. When we got to sharing about our love of budgeting, it was a lightning bolt right in between my eyes!

We all have these moments when we know that we have found a partner to navigate the rough and choppy waters, and for me, even though I had just met Chris, I felt very welcome to talk about my finances and the practical pressures of being an artist. Having a mentor is absolutely essential in our field, and looking up to peers is just as important for me; they understand exactly what I’m going through in a way that few other people can!


The YNAB Connection

Chris and I both have wonderful histories with the app You Need a Budget (YNAB), and for good reason! It has truly saved my sanity, which has in turn allowed me to save my finances and to conceive of my limited resources differently. However, the road to using it as often as I do (I love getting to it every day, it helps my system not pile up, and it definitely helps to remind myself of my goals for the future) wasn’t always so straight.

I started using YNAB about 6 years ago, after I read about it on the Internet (my true love in this world, second only to an excellent donut…). People were saying all sorts of things that piqued my curiosity:

“It changed my life.”
“It’s amazing.”
“I finally got out of debt.”
“I was able to save up to help my family achieve their dreams.”
“This is the most delicious thing I have ever eaten, so perfectly crisp and filled with my favorite Bavarian Cream, I will definitely be back!”

(One of those might have been about donuts, sometimes I confuse my open tabs, of which there are many…)

So, I fired up the computer, signed up for an account and promptly used it with the vigor of a New Year’s Resolver for a few months.

Then, not really having identified any goals… it just became another way to track my money. I’d been using other apps to do so, and while it certainly was interesting to see how much money I was spending on various things, there wasn’t a true understanding of what it was doing for me. So I went back to my other hobbies and other interests, and I just let it go.


Rinse, and repeat. For the next two years.

I’d give it a go, and would get tired of tracking, and didn’t really know what I wanted anyway. Even though I had student loans, and credit card debt, I never really thought about that. To borrow a phrase from another friend: those things were “a problem for Future Dashon.”

After a while, though, I started to get a knock at the door of my heart. I have no clue who let him in, or how he found me (my sense of time as a musician is usually great, as long as I don’t have to count higher than four), but there he stood: Future Dashon.

He wasn’t so bad looking, which was nice, but he definitely had a few harsh words for me, which wasn’t so nice. My finances had become messy, and I started to realize exactly how stressed out I was.


As artists, we are so used to improvising, and the idea of the “starving artist” is so pervasive, that it becomes a part of our self identity.

I didn’t believe that I deserved to be free of stress, because I just thought that’s how things were!

Great things to hand down from generation to generation via the mentor/student relationship: vocal technique, an endless curiosity and love of your craft, and respect and love for the traditions that you encounter which speak to you. Not such great things to hand down: the idea that getting ahead is impossible, the notion that in order to be successful you absolutely must sacrifice everything financially, and other assorted stereotypes of artists.


Go time.

So, after a couple of years of back and forth, I decided to really settle in, buckle up, and ask for help. One of the best things about YNAB is the community of users on the Internet. The official support staff, as well as other wide-eyed travellers were at the ready to help me, and are definitely ready to help you with any questions. I explained my situation to them, posted a lot of screenshots, and they helped me clarify my needs and wants. Finally, things were starting to click in.

More so than the actual method, what was clicking in for me was the need to make goals. Even if I couldn’t stick to them perfectly, knowing what my priorities were (and are) saved my sanity. And that, in turn allowed me to know not only what to spend money on, but why I was spending on those things. That, my new friends, is true freedom. The “learning curve” isn’t as steep as it may seem, and if you can master Yelp to find the best donut shop, you can definitely master your budget. Equally delicious.

Celebrating my YNAB Birthday

Just as I am writing this, I’ve decided to think of one of my favorite days of my life: my YNAB birthday. February 25, 2013 was so important to me! Even though I had a very circuitous route to learning how to use the software in a way that brought me freedom and joy, it’s a great thing to celebrate. Make today your YNAB birthday! Reach out to any of us here and we’ll help you along the way. Your future self will thank you.

Check out You Need a Budget HERE.

Dashon Burton

Dashon Burton

Opera Singer and YNAB Enthusiast

Dashon Burton is a singer based in New York City, and dreams of donuts on the reg. Raised in the Bronx, he found a musical life while in high school in Williamsport, PA that changed his life forever. After graduating with a degree in Vocal Performance from Oberlin College, and later received a Master’s degree in Early Music from the Yale School of Music in 2011. Since that time, he has been a full time performer and educator, and has sung in opera houses and with orchestras around the world. For more information:
Ankle Socks Are Bumming Me Out

Ankle Socks Are Bumming Me Out

It’s amazing the excuses I can come up with when I don’t want to do something…

During OFFICE HOURS last week I remembered a story that felt both ridiculous and very true.

It was awhile ago… when I had just moved to Toronto, and was missing the physical activity that living on a farm used to provide by the shovel full.

But I didn’t want to go to the gym.

If I’m being honest, with the benefit of hindsight… I was a little scared to look stupid because I didn’t know what to do at a gym. I didn’t know how the machines worked. I didn’t know what to wear. And I definitely didn’t know what to do on leg day.

But the excuse that kept coming to the front of my brain was… I didn’t have any gym shoes.


That’s the reason I put it off for months… even though I knew that I would feel way better if I went.

2 years later… I bought a pair of shoes… and as I was paying for them, I felt that voice in my head, the one that had been complaining about shoes for the last 2 years, prepping a new excuse…

Ankle socks.

But this time I cut him off at the pass. I bought shoes AND ankle socks that day. Later that week I took my first trip to the gym.

What are your tiny, but powerful, excuses? 

Little excuses can stop us in our tracks.
I’ve talked to so many people who have been meaning to: start a budget, switch banks, dig into that giant pile of receipts … but most of them aren’t doing anything all because of … well… there are actually a thousand reasons (read: excuses).
So, what are yours? What are some of the things that you want to do, but every time you’re about to try a voice in your head throws up an excuse…?

… maybe it’s time to just buy some ankle socks.

If you want to talk about ankle socks, excuses, or anything else… send me an email or sign up for OFFICE HOURS some time.

You also might want to check out this post on how YOU’RE NOT A USELESS PIECE OF $%#& IF YOU CAN’T FIGURE OUT HOW TO BUDGET… it’s one of my favourite things that I’ve written in a long time.


Emily Nixon

Emily Nixon

Rags to Reasonable Community Outreach Coordinator

Emily Nixon is an actor/writer/director/filmmaking Swiss Army Knife. She is also a big money nerd and Community Outreach Coordinator for Rags to Reasonable.

She came to this work after becoming completely fed up with living paycheque-to-paycheque and being too afraid to look in her chequing account. She is passionate about empowering other artists and variable income earners to keep doing what they love and feel confident about their finances.

Email Emily at

Want to start getting control of your money? How can I help?

Don’t let audition season destroy your bank account

Don’t let audition season destroy your bank account

This post originally appeared on Schmopera: an excellent site for all things opera.

Auditioning is so freaking expensive.

This is a fact. And it feels like it’s getting worse.

After application fees, travel, accommodation, food, accompanist fees, and the 3 beers you need after they decided to only hear one aria even though you were banking on them asking for the Bellini…

…you’re probably not sitting on a whole lot of leftover cash.

But you have to do it, right? How are you supposed to get work if you don’t show up?

That’s right. You do have to audition. You do have to pay all the fees, whether you think they’re ethical or not.

But you don’t have to let it destroy your bank account.


Every year. It’s like Christmas or Flag day. So why not save ahead?

People are always complaining about how it’s impossible to budget in this business. The income is too variable! The costs are too variable!! Well, there are SOLUTIONS FOR THE VARIABLE INCOME, and I’d like to challenge the idea of variable costs as well.

A tree falling on your car is an unexpected cost. Audition season is a totally 100% expected cost, one that you can completely plan for.

No, you don’t ever know exactly how much it’s going to cost every year, but you can make a pretty good guess. If you’ve been through it before, take a look at what it cost you last year. If it’s your first time… think it through. A few trips to New York or Toronto: where are you going to stay? How much does that cost? What do accompanists charge? How many applications are you putting in?

You can get exact about the number, or you can just pick a number out of thin air.

I’m going to save 2000 dollars for audition season.

Wait…what? Where am I supposed to get 2000 dollars…? That’s insane.


The thing about these big one-time costs.. Christmas, car insurance, or audition season.. is that they seem like too much to set aside out of any given month’s income.

When you’re pulling in just enough to make it through, it’s impossible to set aside two grand in one month. So why not break it up into chunks?

What if last January you had taken a look at the year in front of you, and thought… “man… I want to make a big push next audition season. Last year it cost me around 2000 dollars, so if I just sock away 200 bucks a month, I’ll be ready to roll come November.”

200 bucks a month 47 bucks a week 6.78 a day

And hey presto, come audition season you’re ready to roll!


When I talk about savings, it sounds like I’m outlining a luxury: something to do with all your ‘extra’ money. So if you don’t have any ‘extra’ money, saving seems impossible.

But I’m not talking about how you can spend your ‘extra’ money. I’m talking about how you’re going to find the money to afford to support what you’re already spending.

You’re going to audition. We talked about it in the first paragraph. You have to.

So if you don’t put aside the money, where’s it going to come from?

Planning for major once a year expenses, like Christmas, birthdays, or… audition season, isn’t about adding another cost to every month. It’s acknowledging the fact that you’re already spending the money, and breaking up the cost over more time to make it easier to collect it.




You can choose to be blindsided by the same stuff every year.

“How did I spend that much on Christmas???” “Plane tickets cost HOW MUCH???”

Or you can stop budgeting bullshit. It’s fine that you spend money at Christmas. Christmas is great!! And if you put away 25 bucks a month all year, you can do all that spending, without the guilt. I’ve been doing it for the last few years, and I love Christmas now… it’s all the fun, with none of the pain.

Audition season is such a stressful time. There’s so much that you can’t control. There’s so much that is really hard. Why not try to take the pressure off of yourself?

Look ahead. Make a little sketch of the costs, and starting this January put away a little cash every month to make next year’s auditions just a little less awful.

Want to start getting control of your money? How can I help?

Chris Enns

Chris Enns

Financial Planner/Opera Singer

Money never came naturally to me. In fact… I was a bit of a disaster. I remember (very clearly) what it feels like to be ‘financially out of control’.

And honestly, I still get stressed about money… that doesn’t stop… the difference is that now I have the tools to deal with that stress.

And those tools are what’s made it possible for me to build a life full of the things I want: art, creativity, travel, family and more.

If you want to start getting control of your money I’d love to help. You can start with THIS QUIZ, visiting my GETTING STARTED PAGE by checking out my SERVICES page.

How to organize your money (when you’re an unorganized artist).

How to organize your money (when you’re an unorganized artist).

Who’s it for: Unorganized people who want to be organized.
What’s it about:
Building a money structure that actually fits your existing habits and behaviors.

You know who I find annoying? Really organized people.

People that have a system for everything.

It’s not that they’re bad people, it’s that everything just seems so easy for them.

I am NOT a particularly organized person. My desk is a hot mess of old coffee cups and papers scrawled with thoughts I swore were brilliant at the time.

But I want to be organized. I feel like so many of my problems would be solved if only I could find the perfect system.

Maybe if I try that app? Maybe if I use this program? What if I just do exactly what that person does?

… but more often than not, it doesn’t work.

Except when it comes to my money.

Over the years, I have slowly become better organized with my money. I now have a system that actually works for me, and makes my life quite a bit easier.

And so that’s what this piece is about… How I built that structure, and how you can start building one for yourself.

Lesson 1: Don’t annoy your brain

I’ve been fairly organized with my money for years now. I pay myself a salary. I budget. I save for things that are important to me…

… but this summer I realized that I had kind of checked out of that system.

I wasn’t using my budget. I wasn’t keeping up with my savings.

At first I assumed I was just failing as a human.

“It was bound to happen”, I said. “Clearly I am a terrible adult and my hypocritical blog and financial planning practice must crawl into a hole and die an agonizing and lonely death.”

Luckily, I stumbled across a different answer before I had finished my death hole.

You see, it wasn’t the budget’s fault at all. It actually had nothing to do with my income or expenses.

The problem was that every time I sat down with my money I had to make 7 transfers to get things where I wanted them to go. I had to haul out the pen and paper and use the calculator app on my phone. I had to log in to two bank websites and go back and forth between them just to keep up with this ‘organized structure’ I had built for myself.

It was so annoying.

And so, even though I didn’t deliberately decide to, I just stopped using it.

My brain made an executive, behind-closed-doors decision to cut off this activity that only caused stress.

Lesson 2: In order to get somewhere… you need roads

Money structure.

People don’t talk about money structure very often. They talk about budgets. They talk vaguely about ‘organization’ or ‘keeping good records’. But not about basic structure.

Why does it matter?

Picture your country. Think about how much stuff gets shipped from one end to the other. Avocados from California, Lobster from Cape Breton.

What would happen if you replaced the interstates and major highways with dirt roads?

It would take longer to get things from one place to another. It would be more expensive. It would take more time.

And you probably wouldn’t be making guacamole nearly as often.

Your money structure is the way your money moves from place to place. If it’s well set up, then saving and spending is easy. If it’s not… it can be annoying and hard, and it’s another reason to ignore your money altogether.

Lesson 3: You have to start from the beginning

So money structure helps your money do what you want it to do.

What do you want it to do?

When I realized my structure wasn’t helping me I went back to ground zero.

I wanted to make sure that it was easy for me to do two basic things: spend and save.

So I took out that dreaded paper and pencil and started from the beginning. What are the tools I use everyday to spend and save money (see below).

Then I took a look at how I was actually using those tools. On what? How much did I actually use them? I pulled out the sheet where I track my spending/saving and made a note of which of those those tools I used for each transaction (see below). 

This is not an exercise about what you want to spend on, or save for. Structure is all about mechanics… the actual moving from place to place. And it can’t be based on some ‘ideal way of using money’.

It has to be based on how you already use money.

By taking a look at your day to day behaviour you can build a process that actually makes your life easier… instead of trying to change your day to day behaviour to match the ‘ideal system’.

Lesson 4: The best bank actually makes your life easier

Banks are KEY parts of any money structure, and if you’re serious about reworking the way you organize your money… you have to at least consider changing the bank that you use.

People don’t like to change banks and the banks like to encourage the thought that changing is ‘hard’ or ‘disloyal’.

Banks are a tool, and I want you to make sure that that tool lines up with how you want to use your money. It doesn’t have to have the most features, it just has to have the features that you use (and hopefully at a reasonable cost).

I have accounts with two banks: TD and Tangerine.

I had specific reasons for picking my banks: TD had the e-series investment options, which I used for long term savings, and Tangerine had no-fee accounts, lots of savings options, and free email transfers.

The problem was that when I looked at how I used my money, my banks weren’t helping me.

I was using Tangerine as my business bank, but it was also the place my partner and I had our joint spending and savings accounts. Which meant that Tangerine wasn’t all business… it was kind of a gray area mix of both.

It was also a key part of my ‘7 transfers a week’ problem.

When I looked at my spending/saving from lesson 3, I realized I had specific demands from my business and personal banks.

want to talk about how to separate your business and personal lives? Check out my free weekly office hours!

Low key (and FREE) weekly money coachings… but they’re limited so sign up NOW. 

My personal side needed:

  • easy transfers from my business account for monthly salary
  • ATM access for cash
  • easy transfers to joint accounts
  • easy payment of credit card
  • easy transfer to retirement accounts
  • easy method to transfer small amounts of money to friends 

My business side needed:

  • easy transfer to my personal acccounts for salary
  • cheques
  • a few e-transfers a month
  • easy payment of credit card
  • photo cheque deposit

Wait? Do I need two bank accounts for my business?

I use separate bank accounts for business and personal money (you can read more about why HERE), and I think it’s an excellent idea. It helps separate the two worlds. It helps collect income from a bunch of different sources and distribute some to personal needs, and invest the rest into your business.

But it’s not the only way.

If that seems like too much right now, that’s okay. Go through this process and make a system that works well for your spending and keeps things clear for the way you think.

More is not better. Having 11 savings accounts, 3 chequing accounts, 7 RRSPs, 4 budget programs and a cat might seem like a really professional thing to do… but it’s no better than having one account that makes total sense to you.*

*this all changes if you’re an incorporated business… if you are… talk to someone about how you need to be setting up accounts and keeping records.

Lesson 5: Your credit card points don’t matter

What credit card should I choose?

It has to be one of the most popular Google searches.. and also something that doesn’t actually matter for most of us.

Yes… you can get sweet cash back and travel points by using the right credit card. Yes, you can read a thousand articles about why this VISA will change your life.

It’s the wrong question.

Here are the three questions that matter when picking a credit card:

1. Is the balance easy to check and pay off?

    • I use the Tangerine credit card because it’s right there on my bank dashboard. Easy to see the balance. Easy to pay it off.

2. If you often hold a balance on your card, does it have a low interest rate?

    • This is the only number that matters. A credit card can be a really important tool for weathering the variable income storm. If you often have a balance on your credit card… get as low an interest rate as possible.

3. Does it work for where you spend?

    • There’s an AMEX card floating around with the best points system ever. I love it. The problem is… none of the places I shop accept AMEX. So it’s useless. Look at where you spend your money, and make sure your credit card works at those businesses.

Lesson 6: Simple sometimes doesn’t look simple

It was so interesting to go through this process.

Here’s what my money looked like before….

And here’s what I changed it to….

How does money come in? Business checking – allows photo deposit, allows e-transfers, easy to find ATMS for cash deposit. Paypal – linked to business checking (free transfers to linked account).

How I save in my business: Tax account – free transfer from checking. Emergency fund – free transfer from checking.

How I spend in my business: Credit card easily paid from TD dashboard, cheques are affordable (and I still have hundreds of them), e-transfers are easy (standard pricing).

Paying my salary: Free transfer between TD and Tangerine easily done through Tangerine dashboard.

How I spend from my personal account: Free e-transfers, access to ATMs, Tangerine credit card easy to pay from dashboard, debit card.

How I save from my personal account: Free transfers to joint accounts, free transfers to savings accounts, easy to open new savings accounts/TFSAs.

I realized that TD was a better bank for my business than for my personal finances. I realized that even though my retirement accounts were still there, I could easily just treat them like a paystub deduction (I automated the payment for the last day of the month) and then transfer the rest of my salary over.

Now I have one transfer between accounts. No pen and paper math. And my daily money use is just … cleaner.

On the surface the system doesn’t look any simpler, but now it actually matches my behaviour and makes the things that I do… much simpler.

Lesson 7: It doesn’t have to look like that

I really liked sketching out how my money looked. It helped me see it in a whole new way.

But it doesn’t have to look like that, here are a few other artists’ money structures.

This is one I drew for another opera singer based in Canada but who works in the US a lot.

This is one a friend sent me. He may insist he’s not an artist, but he’s a great writer and his system balances regular income with self-employed income in a really interesting way.

It’s also fascinating to see someone else’s way of drawing their money.

There’s no right way. 

And here’s a quick sketch of an artistic couple, and how they could potentially use separate and joint accounts to make their money work better.

As artists, sometimes looking at things in a new way can help us get the perspective we need.

If you feel like your money is a mess or you just can’t seem to engage with your finances… this might be a great place to start.

Sit down with a pen, or maybe some markers, and draw out your money structure.

It might never hang in a gallery, but it might be the most important thing you create this year.

want to talk about getting control of your money? Sign up for my free office hours!

Low key (and FREE) weekly money coachings… but they’re limited so sign up NOW. 

Want to start getting control of your money? How can I help?

Chris Enns

Chris Enns

Financial Planner/Opera Singer

Money never came naturally to me. In fact… I was a bit of a disaster. I remember (very clearly) what it feels like to be ‘financially out of control’.

And honestly, I still get stressed about money… that doesn’t stop… the difference is that now I have the tools to deal with that stress.

And those tools are what’s made it possible for me to build a life full of the things I want: art, creativity, travel, family and more.

If you want to start getting control of your money I’d love to help. You can start with THIS QUIZ, visiting my GETTING STARTED PAGE by checking out my SERVICES page.

What crippling stage fright taught me about money

What crippling stage fright taught me about money

Who it’s for: Singers, Actors, Musicians (Performers)
What it’s about:
 How building a solid technique solved my stage fright, and can do the same thing for your money.
What you get
: Three places to start building a solid money technique.

For the last 5 years I’ve been battling some fairly serious stage fright. 

It started off mildly enough, but slowly grew into a completely debilitating force that took away any joy I used to have for being on stage.

One of the many thoughts that started taking over my head was …

“What if I open my mouth and my voice just… doesn’t work?”

Not a great mental dialogue for a professional singer.

And the truth was… sometimes I opened my mouth and my voice really didn’t work.

It came from a mix of mental and technical problems, and normally I got through the show. But eventually it got bad enough that I completely crashed. It was not a great time in my life, and it sent me running.

I ran to my family farm. I sat on a tractor for 2 months and thought about how much I wanted to quit.

But I just couldn’t do it.

I couldn’t leave this thing that used to bring me so much joy… at least not like this.

So. I found a new teacher and we got to work…

… by painstakingly building up my technique and my shattered confidence.


A director once told me: ‘technique is for the times when things go wrong.’ His theory was that when things are good… you don’t need it… but when shit hits the fan, you have something to fall back on.

That might be an oversimplification, but here’s what I know.

After 2 and a half years of technical work… I’m actually enjoying performing again.

Hours of work doing onsets, breathing, and encouraging my soft palette to lift just a little bit more, has given me a technical base that I actually trust.

And somehow knowing that I have that base has slowly (and I mean slowly) decreased that stress and given me the confidence to do my thing.

For the first time in years I’ve had a run of stress free performances.

I can’t tell you what that means to me.


And so, as I was sitting backstage last week, about to put on my 2nd dance belt and pretend to be a greek demigod… I couldn’t help but see the parallels between my two worlds: art and money.

Money is a huge cause of stress for so many people (especially variable-income, no-safety-net opera singers).

The stress that surrounds money can completely take over your life. The only problem is you can’t run away from money (at least not as easily as I ran away from opera).

Luckily… the solution is the same.

Building up a money technique.

And I know that might not be what you want to hear. You might be like me… just hoping that every day you might wake up and things will be okay. That things will just get better.

You might think you don’t have the skills to build a money technique… that you’re not good at math, that you can’t budget…

But I promise you. If you can go through the painstakingly slow work of building up an artistic technique… you have everything you need to build a money technique, too.

A money technique is built in the same way, by investing hours of time into building solid fundamentals. Instead of breath, it’s cashflow (the daily ins and outs of your money), instead of onsets it’s deliberate decision making (learning to stop making default money decisions and make the ones you really want), and instead of working with someone to lift your soft palette, you work with someone to find one of a thousand little ways you can make your money life easier (by building a safety net, learning to save, and eliminating debt).

And, let me be clear, that technique isn’t about becoming rich and it’s NOT not about finally becoming ‘an adult’.

Just like building my singing technique wasn’t about becoming the greatest tenor of my generation (because I’m really not).

You build a technique so that you can forget about it and just … live your life… knowing that if something goes wrong, you have a system to fall back on.

Where do I start?

Okay, that might sounds good? But where do you start building that kind of technique?

I’m not going to just serve up a bunch of nice ideas and a fun story about a tenor who likes to sing opera again… that’s why I build a quiz to help find the perfect place for YOU to start. 


You’re a few questions away from the perfect next step for you and your money. 

And if you just need someone to talk to… I have weekly office hours… where you can schedule a free 30 minute Skype session to talk to a real person about your money. It’s a great place to come to if you really don’t know what to do first.

come chat with me about your money (for free)

Low key (and free) money coachings over skype.

It’s not impossible

Despite what that voice in your head is saying, it’s not impossible.

That’s how I felt as I drove my tractor up and down the fields wondering how I would ever step out on a stage again.

But I did.

And it wasn’t better right away, there were lots of bad days over those two plus years… but eventually everything changed.

I got my joy back.

Want to start getting control of your money? How can I help?

Chris Enns

Chris Enns

Financial Planner/Opera Singer

Money never came naturally to me. In fact… I was a bit of a disaster. I remember (very clearly) what it feels like to be ‘financially out of control’.

And honestly, I still get stressed about money… that doesn’t stop… the difference is that now I have the tools to deal with that stress.

And those tools are what’s made it possible for me to build a life full of the things I want: art, creativity, travel, family and more.

If you want to start getting control of your money I’d love to help. You can start with THIS QUIZ, visiting my GETTING STARTED PAGE by checking out my SERVICES page.

What I learned about money from eating a thousand peaches

What I learned about money from eating a thousand peaches

Who it’s for: Everyone (but especially peach lovers)
What it’s about: Saving is about prolonging enjoyment of something you love, and sometimes things that look like money…. aren’t money. 
What you get: TWO FREE WORKSHEETS – one to help you start saving, and one to get you saving better than you already are.

I love peach season.

And this year has been a pleasure pandemonium (#fancywords).

The last few weeks I’ve been gorging myself on fresh peaches at nearly every meal.

And because my mind has no ability to structure itself, my peach fanaticism and my constant money thoughts have melded into two peach-related money metaphors I thought I’d share with y’all.

I hope you enjoy both of them, and the end of peach season. (more…)