Money isn’t about money.
That’s what I wish I could communicate better to the legions of people who really don’t care about their finances.
Paying back debt might not be exciting for them.
Saving for retirement doesn’t give them a sense of Christmas morning level thrill.
I want to tell them that I honestly understand where they’re coming from. Those things aren’t fireworks and puppies for me either.
Financial practise is not fun for me because I love numbers… I love it because it’s a gateway to a whole bunch of other stuff that I care about way more (like fireworks and puppies).
“I just want to get to a place where I don’t have to think about money”
That used to be my greatest wish.
How do I get enough money to just not have to worry about this stuff anymore.
At what stage can I afford to block this out of my life forever?
But now I think I was thinking about things in the wrong way. To me, money isn’t a goal in itself. Bank balances don’t provide fulfillment.
Money is a gateway to other things that matter way more.
The five things that I want
I have a rotating list of goals and values. Sometimes they’re specific – like a vacation or business investment. Sometimes they’re more general values – like ‘family’ or ‘adventure’.
They’re the five things that I want to be working on right now.
They’re the five things that ideally my time, energy and money are going towards.
They’re the five things that matter right now.
That’s what money is about.
The stuff that’s getting in the way of the stuff you want
And this is why people are always circling around to things like ‘debt’.
Debt sucks up tons of money from right now to just tread water with interest payments. It blocks the gateway between your cash and your goals.
Debt reduction isn’t necessarily a goal in itself. Most of us aren’t super enthused about paying off debt. Debt becomes a major focus because it’s taking a bunch of the capital that we could be using on the stuff that gets us actually pumped up.
Like 5 days on a beach, a drink in your hand… and a head that’s blissfully thinking of anything BUT money.
Want to start getting control of your money? How can I help?
Financial Planner/Opera Singer
Money never came naturally to me. In fact... I was a bit of a disaster. I remember (very clearly) what it feels like to be 'financially out of control'.
And honestly, I still get stressed about money... that doesn't stop... the difference is that now I have the tools to deal with that stress.
And those tools are what's made it possible for me to build a life full of the things I want: art, creativity, travel, family and more.