Emily’s Favourite Money Stories-February 2021 Edition

Emily’s Favourite Money Stories-February 2021 Edition

by | Feb 11, 2021 | Banks, Because Money, Social Mission

“The Case for Reparations” by Ta-Nehisi Coates in The Atlantic This is an older and much lauded piece that I have been meaning to read for years. Woweee does it live up to the hype. Coates is an extraordinary writer. In this article, he makes a case for reparations for Black Americans based on a thorough investigation of history and interviews with those who lived through it. The audio version is also available.
“How American CEOs Got So Rich” from Vox This video explains stock buybacks, which I had never heard of before watching this video. Vox has done such a good job explaining the concept. You’ll be shaking your fist at the screen like the Monopoly man…or at least like I imagine the Monopoly man doing…except he’s probably pro-buybacks.
Netflix’s Dirty Money This show is too. freaking. good. It’s about big, insidious money. Banks that launder for drug cartels with impunity, predatory payday loan sharks, pharmacy companies that get rich off of jacking up the prices on life-saving medication. It’s riveting. Each episode is directed by someone different, so the style varies, but the quality throughout is unbelievable. You will learn about issues that you had never even heard of. And the episodes are so well balanced. They feature the people and organizations battling against the financial criminals, so you don’t feel like all hope is lost.10/10, 100,000/100,000, 4/4 chilis, whatever your rating system, it’s the bomb.
Emily Nixon

Emily Nixon

Rags to Reasonable Community Outreach Coordinator

Emily Nixon is an actor/writer/director/filmmaking Swiss Army Knife. She is also a big money nerd and Community Outreach Coordinator for Rags to Reasonable.

She came to this work after becoming completely fed up with living paycheque-to-paycheque and being too afraid to look in her chequing account. She is passionate about empowering other artists and variable income earners to keep doing what they love and feel confident about their finances.

Email Emily at emily@ragstoreasonable.com

Want to start getting control of your money? How can I help?

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Do financial ratios actually matter?

Do financial ratios actually matter?

by | Dec 7, 2016 | Because Money

Financial Ratios

Financial ratios aren’t something that people care about …. until they’re talking to a financial institution that chooses to rate them as a human being by those very ratios.

In this episode of BECAUSE MONEY, we talk about three of the most common ones: networth, the Total Debt Service Ratio, and your credit score.

We discuss what they cover, what they don’t, and whether they matter at all.

We also play a game of Dungeons and Ratios… which at first seemed like just be a silly bit of fun… but ended up being a really awesome look into what a mortgage broker and an ex banker learn from seeing your credit score and TDSR. I found it super interesting.

You can catch the whole episode below or see other episodes HERE.

Jackson talks about chickens (and the potential of a goat) 0:28

Do financial ratios actually matter? 4:54

We play a game of Dungeons and Ratios! 5:27

Sandi gives up and quits the game… 20:55

Networth. What is it good for? 22.53

Jackson rants about the Total Debt Service Ratio: 25:30

The best mortgage advice: 31:44

I do an artsy rant about community: 33:10

Want to start getting control of your money? How can I help?

Chris Enns

Chris Enns

Financial Planner/Opera Singer

Money never came naturally to me. In fact… I was a bit of a disaster. I remember (very clearly) what it feels like to be ‘financially out of control’.

And honestly, I still get stressed about money… that doesn’t stop… the difference is that now I have the tools to deal with that stress.

And those tools are what’s made it possible for me to build a life full of the things I want: art, creativity, travel, family and more.

If you want to start getting control of your money I’d love to help. You can start with THIS QUIZ, visiting my GETTING STARTED PAGE or by checking out my SERVICES page.

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Cross border finances (for Americans living in Canada)

Cross border finances (for Americans living in Canada)

by | Nov 16, 2016 | Because Money, Cross Border Finances

After last week there’s been a lot of talk about moving to Canada, especially from our neighbours to the south.

Now I’m not saying you should (even though it’s pretty awesome up here), but I wanted to share this video that breaks down some really interesting financial issues for Americans who live in Canada.

I don’t know why exactly, but my close friend group is full of ‘mixed’ couples: one American and one Canadian, and there are a ton of money questions that come up when your life is spilt over the border.

Julia Chung joins Sandi Martin, John Robertson and I to talk about cross border finance, and let me tell you… she’s awesome.

We talk about:

The difference between residency and citizenship for Americans in Canada
(and who decides which applies) – 8:17

What should you do if this is the first you’ve heard of having to file taxes
(even if you don’t live in the US anymore) – 11:27

How do you know where you’re a resident? – 14:22

What happens if you’ve contributed to Social Security AND the Canada Pension Plan – 17:55

Can Americans in Canada own TFSAs (and whether they should) – 23:37

If you are a US citizen are your children automatically US citizens? – 26:50

I’ve included minute markers so you can skip around, or tune in for the whole show (which includes an insanely nerdy game of ‘False Equivalents’).

If you’re interested in contacting Julia (and I really can’t say enough good things about her) concerning Cross Border or any other finance issues you can do so HERE.

If you want to watch more financial fun with the team at Because Money you can do so HERE.

YOU MIGHT ALSO BE INTERESTED IN:

If you exist on both sides of the border, you might enjoy this series I did on how to save some money when transferring cash over the Canada/US border.

Are you an American living in Canada? Or a member of a partnership that’s half and half? 

What are some of the ‘fun’ financial issues that you’ve run across?

Want to start getting control of your money? How can I help?

Chris Enns

Chris Enns

Financial Planner/Opera Singer

Money never came naturally to me. In fact… I was a bit of a disaster. I remember (very clearly) what it feels like to be ‘financially out of control’.

And honestly, I still get stressed about money… that doesn’t stop… the difference is that now I have the tools to deal with that stress.

And those tools are what’s made it possible for me to build a life full of the things I want: art, creativity, travel, family and more.

If you want to start getting control of your money I’d love to help. You can start with THIS QUIZ, visiting my GETTING STARTED PAGE or by checking out my SERVICES page.

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