A few years ago I can honestly say I had given zero thought to what constituted a ‘financial planner’.
I honestly didn’t care.
A financial planner seemed like something for other people. People with tons of money and complicated financial situations.
They were for people who actually used the other 90% of every bank, not just the teller window.
They were not for me.
And somehow now I spend most of my week learning about the tax implications of trusts, CPP survivor benefits, and of course how to rollover a DCPP into a LIRA.
What the shit?
Does financial planning really matter to people like me? (people who aren’t making a ton above the poverty line….)
Or are they just another way for the financial world to favour the rich, and sell those of us who are living on less a bunch of overpriced, high-fee ‘tools’ that make the rich richer and life for the rest of us just that much harder..Continue Reading